Swiss household employment
Mutterschaftsentschädigung: maternity benefit
Also written: Mutterschaftsentschädigung · Allocation de maternité · Indennità di maternità
What is the maternity allowance?
The maternity allowance pays a portion of the wage for fourteen weeks after birth, financed through the EO contribution that is collected with the AHV. It applies to employees who were insured and working for the required period before the birth.
What it means if you employ someone at home
Because the EO contribution is already part of what you pay with the AHV, the cover exists for the person you employ without any separate policy. The allowance is paid by the compensation office, not by the household.
You are the employer. With Helpore Admin, Helpore prepares a contract if you want one and, under your signed power of attorney, files the declarations and produces the payslip in your name; with Admin Light, Helpore prepares the maths and the documents and you file and pay. Both are optional. You stay the employer in every case and can also do all of this yourself.
Common questions
Do I keep paying the wage during maternity leave?
The allowance replaces a portion of it and is paid by the compensation office. What you owe beyond that depends on the contract.
Does a part time household job qualify?
It can. The conditions concern the insurance period and employment before the birth, not the number of hours.